Thursday, September 29, 2011

Loan Application - Check!

My husband and I met with the loan originator from NVR this evening to complete our loan application.  Everything went smoothly and there were no surprises on either end.  We obtained a pre-qualification from NVR prior to finalizing our selections and negotiating a sales agreement so we don't expect there to be any issues with our loan approval.  However, given the reputation of NVR, we expect it to be a lengthy process with a few hiccups along the way.  How long did it take for your loan approval from NVR?  Did you experience any issues along the way?

Wednesday, September 28, 2011

Our Selections

Our strategy for choosing options was to begin with a "Pie in the Sky" configuration of options and upgrades that included everything we would love to have in our new home.  Our sales rep gave us the options list for the Oakmont which we took home and reviewed for a few days.  When it came time to negotiate we couldn't quite get to a number we were happy about with our "Pie in the Sky" so we needed to remove some items.  Overall, we are very happy with what we ended up with and feel we negotiated a fair deal.  Here are the dirty details:

Elevation E
Brick Front
Partial Porch
(see photo on the right)

Egress Window (req'd by code)
2 Foundation Windows
3 Piece Plumbing Rough-In

Main Level
Morning Room
Gourmet Island
Wyoming Cherry Spice Cabinets
Brushed Nickel Hardware (kitchen & bathrooms)
Recessed Lighting in Kitchen
Icemaker RI
Gas Range Hook-up
4 Foot Extension to Family Room
Side Fireplace (slate) with 2 recessed lights
Window in Family Room (rear)
Interior Cased Openings
Crown Moulding & Chair Rail
Pine Banisters

Upper Level
Closed Foyer (adds sq. ft. to bedrooms and hall bath)
Luxury Owners Suite
Ceramic Tile Upgrade – Owners Bath
Andover Maple Spice Cabinets – Owners & Secondary Bath
Double Bowl Sink in Secondary Bath

Dedicated Circuit (for basement level refrigerator/freezer)
6 Ceiling Fan Rough-Ins (4 bedrooms, family room, morning room)
Floodlights (rear of home)

Garage Floor Drain
Laundry Tub


We are within our 30 day window so we still have the opportunity to make non-structural changes.  Does anyone have any comments or recommendations on items to add or remove? 

Monday, September 26, 2011

Choosing a Floorplan

After visiting several models in the Pittsburgh area, we narrowed our decision down to the Victoria Falls and Oakmont floorplans.  Luckily choosing the Oakmont was easy because the 3 lots in our phase that could accommodate the Victoria Falls were either sold or on hold.  So the Oakmont it is!  Floorplan.  Check!          Here is a link to the interactive Oakmont Floorplan on RH website:

It's official! We are building a home!

Hello, fellow home builders!  After several months of talking, researching, and reading blogs, my husband and I have decided to build our first home – with Ryan Homes!  We would like to extend a huge thank you to everyone that has been blogging about their experience.  The information we’ve gathered from the E-Community has been tremendously helpful and knowing there is a support network has eased much of our anxiety about the entire process.  Congratulations to those of you that have recently closed on your home and good luck to those who are mid-build.  We look forward to communicating and sharing our experiences with all of you!